More than $1.3 million paid to date

Cash 4 Refi

Ready to save big? You're ready for a refi!
Get $1001 When you refinance your bank auto loan
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Take a break!

When you finance your vehicle purchase with GreenState Credit Union, you can schedule your first payment up to 60 days later.1

Cash4Refi Application

Who Can Join? - Membership is available to anyone living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska or South Dakota. Illinois counties: Jo Daviess, Carroll, Whiteside, Rock Island, Henry, Mercer, Knox, Henderson, Warren, Hancock, DuPage, Will county North of I-80. Wisconsin counties: Crawford, Grant, Lafayette. Nebraska counties: Dakota, Thurston, Burt, Washington, Douglas, Sarpy, Cass, Otoe. South Dakota counties: Union, Lincoln, Minnehaha, Moody, Brookings. Membership is also open to University of Iowa students, staff, or alumni; and direct relatives of current GreenState members.

  1. Receive $100 cash back when you refinance a loan from another financial institution to GreenState (the “Auto Loan Bonus”). The Auto Loan Bonus will be directly deposited into member’s account after vehicle insurance is verified, lien is secured on title, and first payment is made. Requirements for Auto Loan Bonus: 1) 2017 or newer model vehicles only. 2) Loan amount must be greater than $10,000. 3) Loan must be for a vehicle, including boats, RVs, and motorcycles. 4) Member’s account must be in good standing. The Auto Loan Bonus is not available for refinancing of existing GreenState loans or to new GreenState loans. Cash back offer will not be paid out if vehicle loan is paid off within 2 months. The Auto Loan Bonus may end at any time. Cannot be combined with other promotional offers. No offers are indications of preapproval or prequalification for any credit or loans. All loans are subject to approval. Maximum loan amounts apply. Bonuses are considered interest and may be reported as income to the IRS. Membership required with a $5 share savings deposit. No payments for up to 60 days: When you finance a vehicle with GreenState Credit Union you may be able to schedule your first payment up to 60 days later. Subject to creditworthiness. Interest will continue to accrue through the deferred payment period.