Why Summer is One of the Best Times to Buy a Home

  • July 2026

More homes to choose from

Summer is one of the busiest seasons for real estate. Many homeowners list their properties during this time, which means a larger selection of homes on the market. More inventory means you have a better chance of finding a home that fits your lifestyle, budget, and wish list.

Better conditions for touring

If you need to fit in a property tour after work or kids' activities, you'll get a much better feel for the neighborhood in the daylight. Searching for a home when the days are longer means a better opportunity to assess traffic, noise levels, and the overall community. And when you do find the right home, there will still be time to move without battling snowstorms!

Time to settle in before the holidays

Closing on a home during the summer gives you several months to get settled before the busy holiday season arrives. You'll have time to unpack, personalize your space, and enjoy your new home before fall and winter activities begin.

Ready to make your move?

Before you start house hunting, it's a good idea to:

  • Review your budget.
  • Check your credit. GreenState offers credit score monitoring in Online Banking through SavvyMoney.
  • Get pre-qualified. I can help walk you through the process. 

If you're considering buying a home this summer, now is a great time to explore your financing options. Contact one of our Mortgage Loan Officers today to get started.

Common Questions

Q: What types of loans are available?
A: GreenState offers fixed- and adjustable-rate loans, in addition to several specialty home loans, including USDA, FHA, VA and Jumbo Loans. Which loan is right for you depends on your circumstances and the type and location of the home you're purchasing. For example, USDA Loans are available for some buyers purchasing in rural areas, even if the property won't be used for farming.

Q: Does my homeowners insurance cover my trampoline, pool, etc.? 
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A: It depends. You might need additional coverage, such as an umbrella policy, depending on what types of summer fun activities you and your guests enjoy. The GreenState Insurance team can help make sure you're fully covered. 

Use our handy financial calculators

Determine how much you can borrow for a home loan