The GreenState Mortgage Blog
Helpful tips for buying or selling a home
Featured
How Your Credit Score Impacts Your Home Search
This month, we've put together a list of credit score FAQs, including how credit score calculations differ for mortgages compared to other types of loans.
- September 2025
Credit Score Basics
Your credit score plays a role in determining the interest rate and loan programs you are eligible for when taking out a mortgage loan. Typically a number between 300 and 850, your score represents the likelihood of you paying your debts on time. Higher credit scores often result in lower costs to borrow, meaning you’ll save more money on interest throughout the life of a loan or line of credit.