Congratulations on graduating from Greenlight! GreenState is here to help you keep making smart financial decisions. Start by opening a free checking account and exploring our low-rate credit cards to build your credit score.
All the tools you need to start building your financial future
Buying your first car? We'll get you on the road in no time
Keep a close watch on your credit rating – and learn how to improve it – with SavvyMoney
Lenders use your credit score to decide whether to approve loans – or issue you a credit card. Your score can also determine whether you can get insurance, qualify for an apartment lease, or even get hired for certain jobs. At GreenState Credit Union, we want you to understand the importance of your credit score and have the tools you need to take it to the next level.
- To use this free service, log in to Digital Banking and click on "Credit Score"
- Learn about factors that affect your score, including bill payment histories, loan balances, and credit histories
- Review your credit report for open accounts and recent inquiries
- Explore financial education tips and articles
GreenState has partnered with Sallie Mae® to offer loans for all types of students2
Whether you're a student pursuing an undergraduate degree, graduate degree, professional certificate, or enrolling in a trade program, these flexible student loans are designed to meet your needs.
GreenState membership is open to anyone living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska, or South Dakota.
- Illinois counties: Boone, Carroll, DuPage, Hancock, Henderson, Henry, Jo Daviess, Kane, Knox, McHenry, Mercer, Ogle, Rock Island, Stephenson, Warren, Whiteside, Will County North of I-80, Winnebago
- Nebraska counties: Dakota, Thurston, Burt, Washington, Douglas, Sarpy, Cass, Otoe
- South Dakota counties: Union, Lincoln, Minnehaha, Moody, Brookings
- Wisconsin counties: Crawford, Grant, Lafayette
- University of Iowa students, staff, and alumni
- Direct relatives of current GreenState members
- Members of the Iowa Consumer Council and American Consumer Council
What our members are saying
"The online banking options with GreenState are extremely easy to navigate and make it convenient to check my balance, pay my bills, transfer funds, and keep track of my credit score."
"I especially appreciate the people I work with on your chat support service and when I call in. They never shuffle me through an endless maze of AI responses—they just ask what I need, take care of it right away, and are always friendly, efficient, and fun to talk to."
"I love the GreenState app—it keeps me on top of my finances, lets me check my credit score, and offers great features. The staff is always kind, knowledgeable, and truly has my best interest in mind. "
"I went in to purchase CDs but came away with valuable information on improving my banking, which helped me earn more interest on my account. It was very helpful and a very pleasant experience doing business there."
It's about making a difference.
The Annual Percentage Rate (APR) you receive will be based upon credit scoring criteria, loan to value ratio, mileage and collateral. Simple interest used to calculate payment. For example, 48 monthly payments of $23.02 per $1,000 borrowed at 4.99% APR. Extended terms up to 84 months available, additional rate surcharge may apply based on creditworthiness. Please call or apply online to have us calculate your rate. All loans are subject to approval. Maximum loan amounts apply. Membership required with a $5 Share Savings deposit. Please contact GreenState for additional details.
GreenState Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.