About Us
Experience the credit union difference

You have many choices when it comes to managing your money. Here's why you should join GreenState Credit Union.

Membership & Benefits

It's easy to join GreenState Credit Union and start enjoying all the exclusive member benefits.

Credit Unions vs. Banks

The difference is real! See what makes GreenState Credit Union a great place to bank.

Community Relations

Learn about how we're making a positive impact in the communities we serve.

We measure our success in our ability to help others 

Organized in 1938, GreenState has grown to be one of the Midwest’s largest credit unions with 32 office locations and more than 400,000 members. 

Our “members first” philosophy has led to national recognition from independent research firm Callahan & Associates for Return of Member. This metric – known as ROM – measures how effectively a credit union returns its profits back in the form of better rates on deposits and loans. For nearly a decade, GreenState’s ROM rank has consistently been in the top 5% of all credit unions nationwide. 

GreenState also focuses on the community. We volunteer time and donate funds to support local organizations and charities that help our cities and towns thrive. We provide financial education for area schools and businesses to help residents grow and make smart money decisions.

We encourage you to explore this page and the rest of our website to learn about all we have to offer. Better yet, stop in any branch location or call us. We would enjoy the opportunity to show you why GreenState is your best choice for financial services.


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Share your suggestions, compliments, or concerns directly with GreenState.

Who Can Join?

GreenState membership is open to anyone living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska, or South Dakota.

  • Illinois counties: Boone, Carroll, DuPage, Hancock, Henderson, Henry, Jo Daviess, Kane, Knox, McHenry, Mercer, Ogle, Rock Island, Stephenson, Warren, Whiteside, Will County North of I-80, Winnebago
  • Nebraska counties: Dakota, Thurston, Burt, Washington, Douglas, Sarpy, Cass, Otoe
  • South Dakota counties: Union, Lincoln, Minnehaha, Moody, Brookings
  • Wisconsin counties: Crawford, Grant, Lafayette
  • University of Iowa students, staff, and alumni
  • Direct relatives of current GreenState members
  • Members of the Iowa Consumer Council and American Consumer Council

Membership Eligibility

GreenState membership is open to anyone living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska, or South Dakota. Membership is also open to University of Iowa students, staff, and alumni, direct relatives of current GreenState members, and Members of the Iowa Consumer Council and American Consumer Council.

Membership Map smaller

  • Illinois counties: Boone, Carroll, DuPage, Hancock, Henderson, Henry, Jo Daviess, Kane, Knox, McHenry, Mercer, Ogle, Rock Island, Stephenson, Warren, Whiteside, Will County North of I-80, Winnebago
  • Nebraska counties:  Dakota, Thurston, Burt, Washington, Douglas, Sarpy, Cass, Otoe
  • South Dakota counties: Union, Lincoln, Minnehaha, Moody, Brookings
  • Wisconsin counties: Crawford, Grant, Lafayette


Direct relatives of current GreenState Credit Union members.


Members of the Iowa Consumer Council / American Consumer Council.


University of Iowa students, staff, and alumni.

Product Eligibility

Select your state in the map below to view which products and services are available where you live.

Deposit Accounts
Mortgage Loans
Consumer Loans
Additional Services

Our Vision, Mission, and Values

Our Vision

Be the financial institution of choice, strengthening the financial well-being of our members, cultivating an engaging and diverse workplace, empowering employees, and enhancing the vitality of our communities.

Our Mission

We create lasting value.

We Grow Through Learning.
We expect growth and help employees unlock their potential while learning from experiences. We are never satisfied with the status quo.

We Build Positive Team Spirit.
We are caring, humble, and committed. We foster an inclusive, equitable, and diverse workforce where individuals can thrive. We place the interests of others before our own and give credit where it is due.

We Are Truthful and Accountable.
We have integrity and treat others with honesty and respect. We are responsible for our work and that of our teammates.

We Go Above and Beyond.
We provide exceptional service to our members and to each other, which often means going beyond what is expected.

We Innovate and Take Measured Risks.
We are creative, open-minded, and challenge each other with innovative ideas to deliver greater value to our members while thoughtfully assessing risks.

We Pursue Efficiency and Continuous Improvement.
We evaluate our work and the value we create. We collaborate to provide solutions that foster efficiency and improve experiences for our members and employees.

President/CEO

Vikram Israni

GreenState Credit Union is a member-owned financial cooperative. As such, our Board of Directors serves the membership in a volunteer capacity.

Fred Mims, Chairperson

Fred Mims is a former Associate Director of Athletics with the University of Iowa Department of Intercollegiate Athletics. Before his retirement he also served as the Interim Director of the University of Iowa’s Center for Diversity and Enrichment. Fred was first elected to the GreenState board in 2001 and currently serves as the Board Chairperson. He has been involved in numerous civic activities including the boards of Neighborhood Centers of Johnson County, MECCA, Hawkeye Area Council of Boy Scouts of America, the Iowa City Chamber of Commerce, the Community Corrections Improvement Association, and the Iowa City Human Rights Committee. Fred is a former judicial appointee to the Iowa Sixth Judicial District of Correctional Services. On the national scene he has served on the boards of the National Association of Athletic Academic Advisors, the Big Ten Conference Sports Management Committee, and the NCAA Division 1A Certification Committee. Fred has received numerous recognitions for his service including being the recipient of the University of Iowa’s Distinguished Catalyst Award, recipient of the NCAA Division 1A Athletic Directors Association’s Dr. Gene Hooks Award, recognized by the African American Museum of Iowa, inducted into the University of Iowa Athletic Hall of Fame, and a recent recipient of Iowa Credit Union League’s Cooperative Spirit Volunteer Award. Fred and his wife Susan have four children.

Lynsey Engels, Vice-Chairperson

Lynsey Engels is president of Mel Foster Co.’s real estate brokerage division. Prior to advancing into this role in 2013, she was a Realtor® for 12 years. As president, she spearheaded the modernization of several of the company’s offices into boutique style spaces that integrate technology and utilize flexible workspaces for agents who work remotely. Lynsey is currently serving on the board of directors for the John Deere Classic, Trinity Foundation, GreenState Credit Union, and is involved with the Grant Wood Elementary School PTA. She coaches in the Bettendorf Soccer Association, is a sustaining member of Junior League of the Quad Cities, and a member of Brainstormers, a real estate industry group. As co-chair of Color the Quad Cities 5K run from 2013 to 2016, she helped raise over $250,000 for charities that serve children and families in the Quad Cities. She has been instrumental in raising funds for the Robert Young Center Children and Adolescent Services to help make a difference for children and families struggling with depression, anxiety, and suicidal thoughts. From 2005 to 2009, Lynsey was a Make-A-Wish gala committee member and wish grantor. She volunteered for Junior Achievement from 2005 to 2009. In 2007, Lynsey was recognized as a Quad City Area Leader under 40. Lynsey and her husband, Marc, have three daughters and live in Davenport, Iowa.

Laurel Day, Secretary

Laurel Day is a retired Administrator from the Cedar Rapids Community School District. She served in that capacity for the past 28 years and thoroughly enjoyed the rewards that come with serving as a public-school advocate. She is a former Human Resource Generalist for the United States Department of Justice/U.S. Trustees and Associate Dean of Admissions and Financial Aid at Coe College. Laurel has served on the boards of United Way of East Central Iowa, the Rotary West Club of Cedar Rapids, the UICCU Linn County Advisory Board, the Cedar Rapids School Foundation, the Cedar Rapids Freedom Festival, and is a proud alum of the Leadership for Five Seasons. Laurel was elected to the GreenState Board of Directors in 2011 and currently serves on the GreenState Executive Committee as Secretary. Laurel’s family include her husband, Tom, also a retired CRCSD school administrator, and their adult twin daughters. Together their family enjoys the arts, travel, gardening, and supporting local music and school activities.

Drew Denning, Treasurer

Drew Denning recently returned to Ankeny, Iowa, after 4+ years with Well Fargo Advisors in Saint Louis as a Senior Vice President - Retirement Strategist. Prior to this, he spent 26+ years at the Principal in Des Moines as Vice President - Retiree Services Group. Both positions were focused on providing advice and education to individuals and their financial advisors on how to best prepare for and live in retirement. He obtained both his undergraduate degrees in Management and Finance as well as an MBA from Drake University. He spent 16 years as a Board member for Premier Credit Union (formally, Principal Financial Group Employee’s Credit Union) having served in the roles of Chairperson, Vice-Chairperson, and President. He was an active member in the greater Saint Louis Habitat for Humanity program and after 16 years, is still active with the Knights-of-Columbus organization focusing on programs benefiting individuals and the community. Drew’s family includes his wife Jane (CPA) and their two children, Matt (attorney) and Maggie (financial services), who live in the Des Moines area while Jane and Drew reside in Ankeny going on 30 years.

MJ Dolan, Audit/Risk Management Committee Chairperson

MJ DOLAN is a licensed attorney recently retired from the Iowa Association of Community College Trustees where she served for thirteen years as its Executive Director, advocating for Iowa’s Community Colleges. Dolan has held a wide range of other leadership roles for prominent Iowa companies, such as Risk Manager for Mercy Medical Center and Vice President Corporate Trust for Wells Fargo. Dolan served in the office of Governor Terry Branstad before moving to the Iowa Association of School Boards where, over a period of twenty years, she served the Iowa school boards in various capacities. Dolan holds a Bachelor of Business Administration and Finance degree as well as her Juris Doctorate with honors from the University of Iowa. Dolan has three children and enjoys visiting them in her free time as well as engaging in philanthropic work, particularly through her Rotary.

Dick Noble, Director

Dick was employed with the University of Iowa Community Credit Union (now GreenState Credit Union) for nearly 40 years. Serving in many different capacities, he retired in 2019 as Senior Vice President of Operations. His experience at the Credit Union included serving on the Asset Liability Committee, Strategic Planning Committee, and Credit Committee working with Retail, Mortgage, Commercial and Indirect lending, Loan Processing, and Collections. His oversight responsibilities also included Deposit Administration, Facilities, Credit Card Processing, and Information Technology. He was the legislative liaison for the Credit Union, involved with both State and Federal legislation. He was elected to the Board and Executive Committees for the Iowa Credit Union League. In association with the Iowa Credit Union League, he served as a Credit Union Political Action Council Board member. Dick has two sons living in Marion and Iowa City. He has served on several non-profit boards and enjoys many activities including biking, golf, and pickleball.

Tiffany O'Donnell, Director

Tiffany joined Iowa Women Lead Change in 2015 as its first Chief Operating Officer. In 2017, she became the Chief Executive Officer. The organization is focused on workforce development through a gender lens, dedicated to advancing women leaders at all levels. Now called Women Lead Change, Tiffany has led the organization through tremendous growth, tripling its revenue and expanding its scope and reach well beyond Iowa’s borders onto a global scale. Tiffany is currently the co-chair of the statewide public/private EPIC Corporate Challenge. More than 400 individuals and Iowa companies have signed on to take the Challenge which asks Iowa companies to measure their progress in advancing women leaders. Tiffany is currently the mayor of Cedar Rapids. Prior to her time at Women Lead Change, Tiffany was an Emmy-award winning news reporter/anchor at WHO-TV and CBS2/Fox 28. Tiffany has been a dedicated Cedar Rapids volunteer for the past 20 years serving in leadership for non-profits including Kids First Law Center, Revival Theatre Company and the Alzheimer’s Association. She was also Vice Chair of the founding board and member of the capital campaign for the NewBo City Market. She’s been a part of the recent Waypoint renovation, ConnectCR trail project, HallMar Village by Mercy Medical Center and the recent capital campaign at First Lutheran Church. In her spare time, Tiffany enjoys flying, having received her private pilot’s certificate in December. She and her husband, Michael, have been married 29 years and have two daughters, Devon and Lucci.

Mark Rolinger, Credit Committee Chairperson

Mark Rolinger graduated from Cedar Falls High School in 1984, and graduated from Wartburg College, where he played Varsity Men’s Basketball, with a B.A. in Accounting in 1988. He earned his law degree from the University Of Iowa College Of Law in 1991. Mark joined the law firm of Redfern, Mason, Larsen and Moore, P.L.C., in 1991 and has been a partner in the firm since 1994. He is married to Lisa Rolinger and has three daughters – Abby, Allison, and Clare. Mark is a member of the Black Hawk County Bar Association, the Iowa State Bar Association (member of Business Law, Probate and Trust Law, Real Estate and Title Law Sections), and the American Bar Association. His law practice areas include corporate law, business transactions, estate planning, trust and estate administration, and real estate. Mark is currently the Treasurer of the Black Hawk County Bar Association and serves on the Professional Advisors Committee of the Northeast Iowa Community Foundation. He previously served as President of the Northeast Iowa Community Foundation has also served Iowa Heartland Habitat for Humanity as board member and past President, Blessed Sacrament Catholic Church, Wartburg College, and the University of Northern Iowa.

Recent Financial Statements

GreenState Financials are posted at all branch locations. They are also available to members upon request by e-mailing us at [email protected].

Annual Reports

We've made our most recent Annual Reports easily accessible. 


Transparency in Coverage

GreenState Credit Union

Wellmark Blue Cross Blue Shield of Iowa creates and publishes machine-readable files on behalf of GreenState Credit Union Health Plan. To link to the files, please click on the URL provided: 

What our members are saying

"I especially appreciate the people I work with on your chat support service and when I call in. They never shuffle me through an endless maze of AI responses—they just ask what I need, take care of it right away, and are always friendly, efficient, and fun to talk to."

Life B, member since 2004.

"I love the GreenState app—it keeps me on top of my finances, lets me check my credit score, and offers great features. The staff is always kind, knowledgeable, and truly has my best interest in mind. "

Laura H, member since 2005

"I went in to purchase CDs but came away with valuable information on improving my banking, which helped me earn more interest on my account. It was very helpful and a very pleasant experience doing business there."

Juanita B, member since 1996

"I’ve closed on five mortgages in my lifetime, and this one was the smoothest and easiest to close. Thank you GreenState!"

James C, member since 2024
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