Platinum Rewards Mastercard

3x Points on Gas and EV Charging

2x Points on Groceries

1x Point on All Other Purchases

Earn cash back on your everyday purchases

Extra points for gas and groceries

No annual fees1


Enjoy a low introductory rate

Peace of mind with Mastercard ID theft services

Earn 15,000 bonus points when you use your new card2

When you get your new Platinum Rewards Mastercard, you'll have a special incentive to start using it. Make $500 in purchases within two months with the card and you'll receive 15,000 bonus points.2 Cash that in for $150 or bank it for something bigger down the road!

This rewards card pumps money back into your pocket

When you use your Platinum Rewards Mastercard to fill your gas tank, you earn triple points. When you use it to fill your grocery cart, you earn double points. In a year's time, you make plenty of trips to the gas station and supermarket, giving you tons of opportunities to earn extra cash.

  • Accepted by online retailers and at millions of locations worldwide
  • No annual fees1
  • Up to 15,000 bonus points to get started2
  • Introductory rates as low as 0% APR1 for the first six months
  • Thereafter, a low fixed rate of 14.99% to 20.99%APR1, based on creditworthiness
  • Earn at least 1% cash back on all purchase (3x points on gas, 2x points on groceries)3
  • Mastercard Zero Liability means you're not held responsible for unauthorized card purchases
  • See all Platinum Mastercard Benefits 


Use your card without carrying it

Link your Mastercard to your phone for easy contactless payments at millions of merchants using your Mobile Wallet4.

Get the purchase power you need with a credit card from GreenState Credit Union. Apply onlinereach out to a lender in your area, or visit a branch today.

Consistently ranked in the top 1% of all banks and credit unions nationwide for returning profits with better rates on loans and deposits.

Platinum Rewards Mastercard
Rates as low as
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APR1
Platinum Mastercard
Rates as low as
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APR1
World Mastercard
Rates as low as
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APR1
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  1. APR is Annual Percentage Rate. All credit cards are subject to approval. See Rate & Fee Information for GreenState Credit Cards. Membership required with a $5 Share Savings deposit. Cash Advance fee of $10.00 or 4.00% of the amount of each cash advance, whichever is greater. APR for cash advances is 22.99%. Penalty APR of 22.99% may be applied to your account if you make 2 late payments. If your APR is increased for this reason, the Penalty APR will apply until you make six consecutive minimum payments when due. 

  2. New Card Bonus: Make $500 in purchases within two months with a new GreenState Platinum Rewards Mastercard and you'll receive 15,000 bonus points. Bonus points are awarded to new Platinum Rewards cardholders on their first two monthly statements if purchase minimum is met. For complete disclosures, please visit greenstate.org. All credit cards are subject to approval. Membership required with a $5 Share Savings deposit.

  3. Merchants who accept Mastercard credit cards have an assigned merchant code that is determined by the merchant or its processor based on the kinds of products and services they primarily sell. GreenState makes every effort to identify relevant merchant codes that fit into one of the bonus points categories of purchases. A purchase will not earn extra bonus points if the merchant’s code is not eligible. In some cases, even though a merchant may sell items that fit within a bonus category, if the merchant does not have a merchant code in that bonus category the purchase will not earn extra points. Purchases made through third-party payment accounts, mobile card readers, mobile wallets or other similar technologies may not qualify for bonus points if the technology is not set up to process the purchase with a merchant code that has been identified as falling within a bonus points category. The accepted MCC codes by category are: Gas: 5169, 5172, 5541, 5542; Grocery: 5411, 5422, 5441, 5451, 5462, 5499

    All points expire 2 years after earning them. Points can be reviewed in Online Banking or on your monthly credit card statement.

  4. GreenState Credit Union does not charge for the mobile app or text alerts, however your cell phone carrier may charge for text and data usage.