World Mastercard

Our elite offering, the World Card empowers you with flexibility to explore the places and pursuits that mean the most to you.

It comes equipped with reward points for purchases, and travel-specific benefits that give you exceptional service. It is accepted at over 35 million locations worldwide; twice as many places as American Express1. The minimum credit line is $10,000 and minimum household income required to apply is $100,000.

1The Nilson Report, Feb 2012. American Express is a registered trademark of the American Express Company.

Earn More Points!

  5x points on hotels & airlines
  2x points on gas
  1x point on all other purchases

"I use my GreenState World card for all my purchases and I’ve gotten $800 back already." -- Amy H.

World Mastercard Highlights

Take Advantage of World-Class Benefits

  • No Annual Fee
  • Introductory rates as low as 0% APR1 for the first six months
  • A low non-variable rate as low as 12.9% APR
  • Earn points for every purchase equivalent to 1% cashback (5x points on hotels and airlines 2x points on gas purchases)
  • Zero Liability Fraud Protection
  • Global Service
  • Collision Damage Waiver
  • Luxury Hotel Program
  • Airport Concierge Services
  • Identity Theft Resolution Services

1APR is Annual Percentage Rate.

Enjoy the GreenState Credit Card Difference

World MasterCard from GreenState

GreenState owns its credit card portfolio. It's not masking a big bank card company behind the scenes. So expect the best that a card has to offer, including no annual fee, a 25 day grace period on purchases, introductory rates as low as 0% APR for the first six months with a low non-variable rate as low as 12.9% APR1 thereafter, and local service.

1APR is Annual Percentage Rate.

World MasterCard

APR As Low As

Credit Cards

0.00% non‑variable APR
6 Month Introductory Rate

earn up to 10000 bonus points with a new world mastercard

New Card Special: 10,000 bonus points!

When you get your new World MasterCard, you'll have a special incentive to start using it. Make $1000 in purchases within 2 months with the card and you'll receive 10,000 bonus points. Cash that in for $100 or bank it for something bigger down the road!

Manage Your Card

Receive free real-time text alerts for your credit card transactions to help prevent fraud on your account. Enrollment is easy.

Enroll in Apple Pay, Samsung Pay, or Google Pay! Simply load your card into the virtual wallet for your mobile device.

Update the 4-digit PIN on your credit card. Call (888) 891-2435 and follow the prompts to select your new PIN.

Request a credit line increase for your GreenState credit card by submitting the Credit Line Increase form.

Rewards Options & Redemption

Rewards Options

To browse your reward options, visit or call 888-445-8640.

Explore the Rewards Catalog

Redemption Website

When you are ready to redeem your points, log in to online banking and click on your credit card for the rewards redemption website.


To get your card, apply online, call us at (319) 339-1000 or (800) 397-3790, or stop by any branch to pick up an application.