- Illinois counties: Boone, Carroll, DuPage, Hancock, Henderson, Henry, Jo Daviess, Kane, Knox, McHenry, Mercer, Ogle, Rock Island, Stephenson, Warren, Whiteside, Will County North of I-80, Winnebago
- Nebraska counties: Dakota, Thurston, Burt, Washington, Douglas, Sarpy, Cass, Otoe
- South Dakota counties: Union, Lincoln, Minnehaha, Moody, Brookings
- Wisconsin counties: Crawford, Grant, Lafayette
GrowGreen Checking: APY is Annual Percentage Yield. Rate is subject to change after the account is opened. 0.05% APY paid on funds exceeding those amounts if qualifiers are met. If qualifiers are not met, 0.01% APY will be paid on all balances. Fees may reduce earnings on the account. Requirements to earn the premium yield each month include 1) Fifteen or more purchases with your GreenState credit or debit card with a minimum of $15 per transaction. If a member makes 15 qualifying purchases with their credit card, they will earn the credit card yield. 2) An ACH / Direct Deposit or ACH withdrawal of at least $500 must post and clear the account (internal transfers excluded). 3) $1,000 average daily balance maintained. If average daily balance of $1,000 or more is met, interest will be paid on the entire average balance. Overdraft/returned item fees may apply. $50 initial deposit required. Offer is for one checking account per individual. Credit card and debit card must be listed under the same account as the GrowGreen Checking to qualify. Personal accounts only. Membership required with a minimum $5 share deposit. New checking account is subject to credit approval, employment status, and valid identification that is at least 90 days old. A combination of qualifying debit and credit card purchases may be used to earn the debit card yield.
For Debit Cards or Debit/Credit Combinations:
- 3.00% APY paid on balances up to $19,999
- Account holder must be 16 years of age to be paid interest using a debit card and 18 years of age to be paid interest using a credit card or combination of credit card and debit card
- Transactions must post and clear within the calendar month
For Credit Cards:- 4.00% APY paid on balances up to $19,999
- Account holder must be 18 years of age or older to be paid interest
- Transactions must post to the card between the first day of the month and the second-to-last day of the month.
- Transactions posted on the last day of the month will be applied to the next month’s totals
- Any points earned on the credit card will still accrue even if these requirements are not met
The Annual Percentage Rate (APR) you receive will be based upon credit scoring criteria, loan to value ratio, mileage and collateral. Simple interest used to calculate payment. For example, 48 monthly payments of $23.02 per $1,000 borrowed at 4.99% APR. Extended terms up to 84 months available, additional rate surcharge may apply based on creditworthiness. Please call or apply online to have us calculate your rate. All loans are subject to approval. Maximum loan amounts apply. Membership required with a $5 Share Savings deposit. Please contact GreenState for additional details.