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Open a new, active checking account and receive $100 ("Checking Bonus"). Limited time offer subject to change. Bonuses are considered interest and will be reported on IRS form 1099-INT. Membership required with a $5 share savings deposit. A 90-day qualification period begins upon account opening. The Checking Bonus will be directly deposited on the first of the month following confirmation the requirements being met: 1) active, meaning it has a minimum of 15 transactions in a calendar month which can include debit card transactions, ACH transfers, ATM deposits or withdrawals, check deposits or withdrawals, excluding internal transfers. 2) In good standing, meaning the account is open with a positive balance and any loan accounts are current and not delinquent. Offer is void if member already has an existing GreenState checking account or one was opened within the last six months. Must be 18 or older to qualify. Offer is for one checking account per household. Bonus cannot be combined with other promotional offers. $50 minimum balance required to open. No minimum balance required thereafter. Access Checking accounts not eligible. Offer ends 8/31/2026.

Receive $100 cash back when you refinance a loan from another financial institution to GreenState. Offer does not apply to refinancing of existing GreenState loans or to new GreenState loans. $100 cash back will be directly deposited into member’s account after vehicle insurance is verified, title is secured, and first payment is made. Member's account must be in good standing to receive bonus payment. 2017 or newer model vehicles only. Cash back offer may end at any time, and will not be paid out if vehicle loan is paid off within 2 months. Loan amount must be greater than $10,000. Bonuses are considered interest and may be reported as income to the IRS. Membership required with a $5 share savings deposit. Cannot be combined with other GreenState promotional offers. Subject to credit qualifications and year of vehicle. Call for details. No payments for up to 60 days: When you finance a vehicle with GreenState Credit Union you may be able to schedule your first payment up to 60 days later. Subject to creditworthiness. Interest will continue to accrue through the deferred payment period.

Investor Money Market Account Promo Rate: APY is annual percentage yield. APY is accurate as of the last dividend declaration date. APY is variable but will not be lowered for the first six-month end dividend cycles after account opening. The rate may change after the six-month promotional period ends. The 6-month welcome APY we offer may change at any time. APY will be determined based on average daily balance maintained for the month. Requirements: 1) Membership required with a minimum $5 share deposit. 2) $10,000 minimum to open. 3) Funds must not be currently on deposit at GreenState. 4) At least 60 calendar days have elapsed since any funds that are moved from GreenState to another financial institution are redeposited with GreenState. 5) No more than seven calendar days have elapsed since opening a Share into which funds are moved after being deposited to a depository account type (such as Share Savings or Checking). Not eligible for public or brokered deposits. Offer is void if member currently has or previously had an Investor Money Market Account. Limited time offer. Fees may reduce earnings. $10.00 per withdrawal or transfer after 3 per month. Deposits federally insured up to $250,000 per depositor category by the NCUA.

APY is Annual Percentage Yield as of 8/1/2026. Limited time offer subject to change. Requirements: 1) $10,000 minimum to open. 2) Funds must not be currently on deposit at GreenState. 3) At least 60 calendar days have elapsed since any funds that are moved from GreenState to another financial institution are redeposited with GreenState. 4) No more than seven calendar have elapsed since opening a Share into which funds are moved after being deposited to a depository account type (such as Share Savings or Checking). 5) Cannot be an IRA. Penalty for early withdrawal. Membership required with a $5 share savings deposit.

Home Equity Lines of Credit: APR is Annual Percentage Rate. Home Equity Lines of Credit are fixed rate loans for a fixed term. Use up to 95% of your equity. Rate is 6.99% APR to 9.24% APR based on credit history and loan-to-value (LTV). Rate above assumes a LTV of 70% or less. The minimum monthly payment during the draw period is 1% of the credit line’s outstanding balance, an example of a monthly payment for a $25,000 loan is $250. The minimum monthly payments will not be sufficient to repay the principal outstanding on your line of credit at the end of your loan term. At the end of your credit line’s draw period, any remaining balance will be amortized over a 10 year term and you will then make a fixed payment until the balance is paid in full. No prepayment penalties. Closing costs are at least $465 in Iowa; $565 in Wisconsin; $565 in Illinois; unless full appraisal needed. Homeowners insurance required. Maximum loan amounts apply. All loans are subject to approval.