Starting the mortgage process

Making sure you have all your information and documents keeps the process moving. This is the information typically required when applying for a home loan: 

• Personal information, including Social Security number
• Most recent pay stubs covering 30 days and including year-to-date totals
• Two years of tax returns, including all schedules (personal, business, K-1s) starting with the most recent
• Bank statements from the prior two months (all pages of all accounts)
• Most recent retirement/investment/pension statements covering two-to-four months
• Name and phone number for your insurance agent
• Copy of state-issued photo ID
• Copy of canceled earnest money check
• Copy of bank statement showing earnest money withdrawal 
• Copy of most recent mortgage statement and addresses of all properties you own (if applicable)
• Copy of divorce decree/child support order (if paying or receiving child support and/or alimony)
• Landlord name and phone number (if renting)

If you currently own a home, you'll need to provide this information, as well: 

• Mortgage account information
• Home insurance policy information
• Home equity account information (if applicable)