Quick Links
Quick Links
Quick Links
Quick Links
Quick Links
Quick Links
  • Join GreenState
Holiday Financing

Navigate the holiday season with convenient financing options

Four payment options

Reduce financial stress

Competitive interest rates

Spread out payments

Go online to get started

The holiday season is a busy time, and we know you don't need another time-consuming task. Our online loan and credit card applications are fast and easy.

Smart financial moves can help you enjoy a special time of year

Holiday costs start with gift-buying, but often go well beyond that. Big family gatherings, beautiful decorations, and travel expenses can also stretch household budgets. Choose from four practical options for keeping your finances under control.

Platinum Rewards Mastercard
  • Introductory rate as low as 0.0% APR1 for six months1
  • Long-term rates as low as 14.99% APR1
  • Earn $50 cash back when you spend $500 in the first two months2
Personal Loans
  • Interest rates as low as 9.99% APR3
  • Flexible repayment terms
  • A good choice for larger purchases
  • PayBreak protection available
Skip a Loan Payment
  • If you currently have a GreenState Credit Union auto or personal loan, ask us if you can skip your payment for one month
  • Use the money saved for holiday costs
  • Skip up to two payments in a 12-month period
Home Equity Loan
  • Tap into your home’s equity
  • Competitive rates and flexible terms
  • Funds can be used for any purpose
  • No pre-payment penalties


Get flexible financing with a loan from GreenState Credit Union. Apply online, reach out to a lender in your area, or visit a branch today.

Learn to do more with your money
Financial Education
Learn smart money management.
Loan & Debt Calculators
Calculate payments, payoffs and more.
GreenState Blog
Get financial tips and advice.
Security & Fraud
Keep your personal information secure.
$100 Offer
Ready to save big? You're ready for a refi!

Bring your auto loan to GreenState for a low rate, low payment and refi bonus.

Cash4Refi

  1. APR is Annual Percentage Rate. All credit cards are subject to approval. See Rate & Fee Information for GreenState Credit Cards. Membership required with a $5 Share Savings deposit. Cash Advance fee of $10.00 or 4.00% of the amount of each cash advance, whichever is greater. APR for cash advances is 22.99%. Penalty APR of 22.99% may be applied to your account if you make 2 late payments. If your APR is increased for this reason, the Penalty APR will apply until you make six consecutive minimum payments when due. 

  2. New Card Bonus - Make $500 in purchases within 2 months with a new GreenState Platinum Rewards Mastercard and you'll receive 15,000 bonus points. Bonus points are awarded to new Platinum Rewards cardholders on their first two monthly statements if purchase minimum is met. For complete disclosures, please visit greenstate.org. All credit cards are subject to approval. Membership required with a $5 Share Savings deposit. 

  3. APR is Annual Percentage Rate. Rate is fixed (non-variable). Your rate will be between 9.49% APR and 18.99% APR based on creditworthiness for loan terms between 24-60 months. Personal loan example: 48 monthly payments of $25.12 per $1,000 borrowed at 9.49% APR. All loans are subject to approval. Membership required with a $5 Share Savings deposit.

Pages within