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What makes GreenState the #1 choice 1 for home loans?

Professional Local Service

GreenState has a strong culture of service and dedication to our members.
Meet our GreenState Mortgage Team and find out what we're all about!

Great Rates and Great Programs

GreenState offers a variety of loan programs including fixed-rate and adjustable loans to meet your needs.  We have programs for first time home buyers and even offer ways to avoid Private Mortgage Insurance (PMI).  

Up to 100% Financing

Well qualified buyers may be eligible for 0% down loans in select loan programs.  

Mortgage Calculators

Rent vs. Buy
Should you rent or buy your home?

Mortgage Qualification
The mortgage qualifier calculator walks you through the steps for determining how much you can borrow for a home loan.

Mortgage Loan Payment
Determine your monthly payment and generate an amortization schedule for a mortgage.

Mortgage Refinance
Find out how long it will take to break even on a mortgage refinance and if refinancing is a good financial decision for you.

Prospective borrowers can reach our mortgage department at 877-527-3510

First Mortgage Loan Programs

We offer fixed and adjustable rate loans, plus programs for first time homebuyers and more.

Fixed-Rate &
Adjustable-Rate Loans

GreenState offers fixed-rate and adjustable-rate mortgage loans through several vendors so we can lock in the lowest rate possible for you.  We even have programs for first time homebuyers.”

Learn More: Fixed-Rate Loans

Learn More: Adjustable-Rate Mortgages

Find the mortgage that's right for you. 

Additional Loan Programs

USDA Rural Development

This program provides loans for low to moderate income families in rural Iowa achieve their dream of home ownership. Up to 100% financing is available.

Learn More: USDA Guaranteed Rural Housing Loan

Visit: USDA Rural Development, Iowa

Veterans Affairs (VA) Loans

We’re proud to offer VA Loans for American Veterans and eligible surviving spouses.

Learn More: VA Loans

Visit: Department of Veterans Affairs, VA Home Loans

FHA Loans

The Federal Housing Administration has helped low to moderate income buyers become homeowners since 1934.  FHA loans are insured by the federal government which helps you get a better deal including down payments as low as 3.5%, low closing costs and easier credit qualifications.  

Learn more about FHA Loans.

Jumbo Mortgage Loans

For borrowers needing a loan amount greater than the agency conforming limit, GreenState offers Jumbo Mortgage loans with a low fixed rate.

Mortgage Education Center

Did you know?  GreenState offers checking accounts with no balance or activity requirements and no monthly service fees.


All loans are subject to approval.

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Source: Marketrac Report December 2019