Mortgages
Due to the unprecedented number of applications – REFINANCE applications are temporarily paused to allow our Team to process those already submitted. We invite you to check back in August as we hope to re-start at that time. Thank you for your patience.
Due to recent events in lending markets GreenState Mortgage is experiencing an unprecedented level of calls and inquiries about mortgage transactions. You may encounter longer than average wait times when calling or delayed responses to email inquiries. Thank you for your patience.
GreenState is a top home loan lender in Iowa. We offer low fixed rates, low fees, up to 100% financing, and local processing and underwriting.
What makes GreenState the #1 choice for home loans?
Professional Local Service
GreenState has a strong culture of service and dedication to our members.
Meet our GreenState Mortgage Team and find out what we're all about!
Great Rates and Great Programs
GreenState offers a variety of loan programs including fixed-rate and adjustable loans to meet your needs. We have programs for first time home buyers and even offer ways to avoid Private Mortgage Insurance (PMI).
Up to 100% Financing
Well qualified buyers may be eligible for 0% down loans in select loan programs.
Extended Rate-Locks Available
Whether you need time for new construction to be completed or just need the certainty of locking in your interest rate range for you new home search, extended rate-lock options up to 360 days are available.
Mortgage Calculators
Rent vs. Buy
Prospective borrowers can reach our mortgage department at 877-527-3510
First Mortgage Loan Programs
We offer fixed and adjustable rate loans, plus programs for first time homebuyers and more.
Fixed-Rate Loans
GreenState offers fixed-rate mortgage loans through several vendors so we can lock in the lowest rate possible for you. We have programs for first time homebuyers and even offer ways to avoid Private Mortgage Insurance (PMI).
Adjustable-Rate Mortgages
GreenState offers in-house adjustable-rate products if you need 100% financing or don’t plan to stay in your home long-term. We even offer ways to avoid Private Mortgage Insurance (PMI).
Find the mortgage that's right for you.
Main benefit
A good choice if...
Additional Loan Programs
USDA Rural Development
This program provides loans for low to moderate income families in rural Iowa achieve their dream of home ownership. Up to 100% financing is available.
Veterans Affairs (VA) Loans
We’re proud to offer VA Loans for American Veterans and eligible surviving spouses.
FHA Loans
The Federal Housing Administration has helped low to moderate income buyers become homeowners since 1934. FHA loans are insured by the federal government which helps you get a better deal including down payments as low as 3.5%, low closing costs and easier credit qualifications.
Jumbo Mortgage Loans
For borrowers needing a loan amount greater than $484,350 GreenState offers Jumbo Mortgage loans with a low fixed rate and no 1% origination fee.
Mortgage Education Center
Did you know? GreenState offers checking accounts with no balance or activity requirements and no monthly service fees.