Fixed Rate Home Equity: APR is Annual Percentage Rate. Fixed Rate Home Equity Loans - Home Equity Loans are fixed rate loans for fixed terms (5, 10, or 15 years). For example, 60 monthly payments of $19.44 per $1,000 borrowed at 6.24% APR. The payment example does not include taxes or insurance and the actual payment obligation may be greater. Use up to 95% of your equity. Rate is based on credit history and loan-to-value (LTV). Rate above assumes a LTV of 70% or less. Closing costs are $400 in Iowa; $400 in Wisconsin; $500 in Illinois; unless full appraisal needed. Homeowners insurance required. No prepayment penalties. Maximum loan amounts apply. All loans are subject to approval.

Home Equity Lines of Credit: APR is Annual Percentage Rate. Home Equity Lines of Credit are fixed rate loans for a fixed term. Use up to 95% of your equity. Rate is 6.24% APR to 8.74% APR based on credit history and loan-to-value (LTV). Rate above assumes a LTV of 70% or less. The minimum monthly payment during the draw period is 1% of the credit line’s outstanding balance, an example of a monthly payment for a $25,000 loan is $250. The minimum monthly payments will not be sufficient to repay the principal outstanding on your line of credit at the end of your loan term. At the end of your credit line’s draw period, any remaining balance will be amortized over a 10 year term and you will then make a fixed payment until the balance is paid in full. No prepayment penalties. Closing costs are $400 in Iowa; $400 in Wisconsin; $500 in Illinois; unless full appraisal needed. Homeowners insurance required. Maximum loan amounts apply. All loans are subject to approval.