Personal Loans

Applying for a personal loan at GreenState Credit Union is fast and easy, we'll work with you to find a term that fits your budget. As always, with GreenState, the rates are some of the best you'll find.

  • Great rates 
  • Experienced local lenders 
  • No early payoff fees
  • Flexible terms 
  • PayBreak Debt Protection Available
What can you use a GreenState Personal Loan for?
Consolidate Debt
Build Credit
Relocation Expenses
Home Improvement
Auto Repair

GreenState Platinum Mastercard

Did you know, GreenState offers a no annual fee 4 Platinum Mastercard or Platinum Rewards Mastercard with competitive non-variable rates. Depending on your situation, a GreenState credit card might be the perfect tool to help you get the job done.

Immigration Loans

We understand the immigration process can be complicated and expensive. GreenState is proud to offer a loan to cover immigration filing fees associated with the process of work authorization, residency and U.S. citizenship.


Bilingual Assistance

Play it Safe with PayBreak Debt Protection 1

Family breakfast

Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because things happen…life happens. 

PayBreak Debt Protection is a voluntary loan-payment protection product that helps you get relief from the burden of delinquency or default if a protected life event happens. Protected events include: loss of life, disability, or involuntary unemployment. 

Call (800) 397-3790 and ask about protecting your loans today.

Skip A Payment Loan Deferment Program 2

Skipping stones on a lake

Need a little extra room in your budget? You can request a deferment for up to two consecutive loan payments. 

Just fill out the Skip-A-Payment request form or visit any GreenState branch.

You can apply online for a personal loan or give us a call at (800) 475-6728

1 -

Your purchase of PayBreak is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of PayBreak.

2 -

Subject to approval.

3 -

APR is Annual Percentage Rate. Rate is fixed (non-variable). Personal loan example: 48 monthly payments of $28.34 per $1,000 borrowed at 15.99% APR. All loans are subject to approval.


All loans are subject to approval.

4 -

See Rate & Fee Information for GreenState Credit Cards