Predictable monthly payments make it easier to plan for the long term
Lock in a rate for up to 30 years
Choose a shorter 15-year loan, if you wish
Eliminate worries over rising interest rates
Refinancing options available
Let's get you pre-qualified
Even if you haven't chosen your next home yet, it's a good idea to contact our lending team. They can pre-qualify you for a specific loan amount, which can help focus your house-hunting efforts.
These traditional loans have remained popular for decades
There's good reason for that. With the cost of most products and services steadily rising, budgeting and financial planning is far easier if your biggest expense – housing costs – stays steady. Our fixed-rate mortgages offer competitive interest rates and peace of mind that comes from knowing your loan rate and principal mortgage payment won't ever increase, regardless of shifts in the overall economy.
- Choose 15- or 30-year, fixed-rate mortgages.
- Longer term mortgages generally come with higher rates but lower monthly payments because repayment is spread out over a longer period.
- Shorter term mortgages generally feature lower rates but higher monthly payments. However, you'll end up paying less money in interest charges over the life of the loan.
- Schedule convenient payments by arranging for automatic transfers from your checking account.
- Ask our mortgage team how you could save money or reduce monthly payments by refinancing your loan.
Make your dream of buying a home in Iowa, Illinois or Nebraska a reality with a mortgage loan from GreenState Credit Union. Contact us or visit a branch.
What our members are saying
"I’ve closed on five mortgages in my lifetime, and this one was the smoothest and easiest to close. Thank you GreenState!"