A special mortgage program for those who serve our country
No down payment requirements
Competitive rates
No private mortgage insurance required
Qualify with less-than-perfect credit
A valuable, lifelong benefit
While many military families use the VA Loan program to buy their first homes, veterans can utilize this benefit for life. Any and all future homes may also be purchased through the program.
A grateful nation salutes your service and sacrifice
VA mortgages are available to active duty personnel, veterans, reservists, National Guard members, and some military spouses. The loans are guaranteed by the federal government, and applicants work directly with GreenState Credit Union's friendly, experienced lending team.
- Interest rates often better than conventional loans
- 100% financing available1
- No penalty fee for early payoff
- No private mortgage insurance requirements
- Less than perfect credit can apply
- Seller contributions may offset some closing costs
- VA may be able to provide assistance if mortgage payment problems arise
To apply for a loan, you will need to obtain a Certificate of Eligibility (COE) from the Department of Veterans Affairs. Applying for a COE is straightforward and can be done online, through the mail, or through us.
Make your dream of buying a home in Iowa, Illinois or Nebraska a reality with a mortgage loan from GreenState Credit Union. Contact us or visit a branch.
What our members are saying
"I’ve closed on five mortgages in my lifetime, and this one was the smoothest and easiest to close. Thank you GreenState!"
Financing available up to 100% of the purchase price or appraised value. Borrower responsible for closing costs.