Spending Limits

Important - Lobby access will be available by appointment only beginning Monday, March 23rd as a response to help limit the spread of Coronavirus (COVID‑19). For more information and an up to date list of drive-up hours and branch phone numbers please visit our Coronavirus response page.

There are several limits on what you can spend daily.

Debit Card 

We can raise these limits in advance if needed by calling us at 319-339-1000 or 800-397-3790 or stopping into a branch. 

Transaction type
Free, Rewards,
& R2 checking
Access Checking
90 Day intro checking
ATM $300.00 $200.00 $200.00
Point of Sale (POS/PIN) $500.00 $200.00 $200.00
Credit/Signature $2,000.00 $500.00 $500.00

External Accounts

The following limits apply for any external checking or savings account linked in Online Banking:

  • $10,000 per transaction
  • $10,000 per account per day
  • $20,000 per user per day