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Voting is now open for our 2023 Board of Directors election! Voting is open and closes on April 13. Final voting and results will be announced at the 84th Annual Meeting on April 18. The meeting will be held virtually, and you may register to attend at any time.

Compare Credit Cards

If you’re looking for a credit card that’s loaded with benefits, but not hidden fees, then look no further.

GreenState offers Mastercard products with worldwide acceptance, world-class benefits, and personalized local service. Best of all, the rates are low and there are no annual fees 1. Pick the card that's right for you.

No Annual Fee credit cards

Find Your Mastercard

Platinum Rewards Mastercard

GreenState Platinum Rewards Example Card

Every purchase you make earns bonus points that can be redeemed for cash, plane tickets, merchandise, and much more. Rates are low and non-variable.

New Platinum Rewards Mastercard Special: 5,000 bonus points! 3

When you get your new Platinum Rewards Mastercard, you’ll have a special incentive to start using it. Make $500 in purchases within 2 months with the card and you’ll receive 5,000 bonus points. Cash that in for $50 or bank it for something bigger down the road!

Earn More Points!2

  3x points on gas
  2x points on groceries
  1x point on all other purchases

On purchases made with your GreenState Platinum Rewards Mastercard

World Mastercard

GreenState World Mastercard Example Card

Our elite offering, the World Card empowers you with the flexibility to explore the places and pursuits that mean the most to you. It comes with reward points for purchases, and travel benefits that give you exceptional service.

New World Mastercard Special: 10,000 bonus points! 4

When you get your new World Mastercard, you’ll have a special incentive to start using it. Make $1000 in purchases within 2 months with the card and you’ll receive 10,000 bonus points. Cash that in for $100 or bank it for something bigger down the road!

Earn More Points!2

  5x points on hotels & airlines
  2x points on gas
  1x point on all other purchases

On purchases made with your GreenState World Mastercard.

GreenState Platinum Mastercard Example

Platinum Mastercard

If you typically carry a balance on your card, then Platinum Mastercard (non-rewards) offers an even lower interest rate. For peace of mind, the rate is non-variable 1.

  Rate & Fee Information for GreenState Credit Cards

contactless card symbol

Contactless-enabled Mastercard Credit & Debit Cards

New and reissued GreenState credit or debit cards now come with contactless payment technology built in.

What are Contactless Cards? These cards use radio-frequency identification (RFID) technology to allow the user to simply hold the card near the card reader to process the transaction. There is no need to insert or swipe. Just look for the four curved lines on the card reader to see if it accepts the contactless method. When you hold your card to the reader, it securely authenticates your card information. Then the merchant’s point of sale system sends the transaction to the card issuer. The issuer then analyzes the transaction before approving it. The process only takes about 2 seconds.

Use your contactless-enabled card wherever you see the universal contactless payments symbol for a fast, safe & secure checkout. If the store does not have a contactless reader, you can simply use the conventional methods to process the transaction.

Did you know? GreenState debit and credit cards are compatible with popular mobile wallets including Apple Pay, Google Pay & Samsung Pay. Load your GreenState card to a contactless payments enabled smartphone or watch and use your device at checkout anywhere contactless payments are accepted.

 Locate businesses ready to accept Mastercard contactless payments near you.

Manage Your Card

Fraud Text Alerts

Receive free real-time text alerts 6 for your credit card transactions to help prevent fraud on your account. Enrollment is easy.

Fraud Alerts

Mobile Payment

Enroll in Apple Pay, Samsung Pay, or Google Pay! Simply load your card into the virtual wallet for your mobile device.

Mobile Payment

PIN Change

Update the 4-digit PIN on your credit card. Call (888) 891-2435 and follow the prompts to select your new PIN.

Call (888) 891-2435

Credit Limit Increase

Request a credit line increase for your GreenState credit card by submitting the Credit Line Increase form.

Credit Limit Increase

Mastercard Benefit Comparison

Your GreenState Mastercard will come complete with a tremendous amount of protection, service, and benefits. This table illustrates the benefits offered by each card. A description of each is listed beneath the table.

Benefit Descriptions

Zero Liability

Members are protected from fraudulent purchases on their accounts.

Global Service

When you’re traveling domestically or internationally, Mastercard provides benefits that can help with everything from coordinating passport and visa requirements to assisting with lost luggage. You can also get referrals to a network of physicians and attorneys, and contact information for local embassies and consulates.

Identity Theft Resolution Services

Provides you with an ID Theft Affidavit should you become the victim of Identity Theft and assists you with credit bureau notification and card replacement.

Apple Pay, Samsung Pay, Google Pay

GreenState credit cards work with mobile pay. Simply load your GreenState credit card into the virtual wallet specific to your mobile device.

Priceless Cities

Sign up to be the first to know about premier events in various U.S. cities. Luxury Hotel Program: Enjoy complimentary room upgrades at upscale hotels, and early check-in and late check-out privileges. Visit the Priceless Cities website.

MasterRental Insurance

Pays for covered damages to the rental vehicle when the eligible Mastercard is used to initiate and pay for the entire rental transaction.

MasterAssist Travel Assistance

A suite of complimentary benefits, amenities and upgrades, VIP status and premium travel offers from best-in-class travel companies. World-class travel advisors address your specific interests and provide complimentary travel planning for a unique travel experience.

Concierge Services

Enjoy exclusive, personal assistance with dinner reservations, event tickets, locating hard-to-find items, buying and delivering gifts, and coordinating business related arrangements. Knowledgeable experts can assist with whatever you need, whenever you need it— 24 x 7 x 365.

Luxury Hotel Program

Earn perks at select luxury hotels just for using your GreenState World MasterCard. Start looking for hotel selections and deals.

Airport Concierge

Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival, or connecting flights at 450 airports, any day of the year.

Visit Mastercard.us for more benefits information

Apply for Platinum Rewards Mastercard

Apply for Platinum Mastercard

Apply for World Mastercard

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All credit cards are subject to approval.
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See Rate & Fee Information for GreenState Credit Cards 
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Merchants who accept Mastercard credit cards have an assigned merchant code that is determined by the merchant or its processor based on the kinds of products and services they primarily sell. GreenState makes every effort to identify relevant merchant codes that fit into one of the bonus points categories of purchases. A purchase will not earn extra bonus points if the merchant’s code is not eligible. In some cases, even though a merchant may sell items that fit within a bonus category, if the merchant does not have a merchant code in that bonus category the purchase will not earn extra points. Purchases made through third-party payment accounts, mobile card readers, mobile wallets or other similar technologies may not qualify for bonus points if the technology is not set up to process the purchase with a merchant code that has been identified as falling within a bonus points category. The accepted MCC codes by category are: Gas: 5169, 5172, 5541, 5542; Grocery: 5411, 5422, 5441, 5451, 5462, 5499; Airlines: 3000–3299, 4511; and Hotels: 3501–3834
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Make $500 in purchases within 2 months with a new GreenState Platinum Rewards Mastercard and you'll receive 5,000 bonus points. Bonus points are awarded to new Platinum Rewards cardholders on their first two monthly statements if purchase minimum is met.
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Make $1000 in purchases within 2 months with a new GreenState World Mastercard and you'll receive 10,000 bonus points. Bonus points are awarded to new World cardholders on their first two monthly statements if purchase minimum is met.
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GreenState Credit Union does not charge for the mobile app or text alerts, however your cell phone carrier may charge for text and data usage.

Credit Cards