Savings Accounts

What's the reason you're saving? Whether it's a vacation, wedding, baby or a rainy day, a savings account at GreenState is a safe place to store your money. Dividends are paid monthly, and you can easily transfer funds to or from your GreenState or external bank account.

To open a new savings account or add additional accounts to your existing membership, you can stop by any branch location, give us a call at (800) 475-6728, or:

Open an Account Online in Minutes

Hoppy's Kids Club

Hoppy the Tree Frog

The GreenState Credit Union Kids Club is an educational, fun club designed to teach kids 10 and under about the value of saving money.

To sign up, give us a call at 1-800-397-3790 or stop by any GreenState office!

Saving Tips

Use separate savings accounts for different goals.

Did you know you can open more than one savings account with your GreenState  membership? Separate savings accounts can help bring your goals into focus when you give each account a name in online banking:

Example of named savings account in GreenState online banking.

Example screen shot of multiple savings accounts viewed online

Pay yourself first with recurring transfers to savings.

Automate your good savings habit in just minutes with a recurring funds transfer in online banking. Choose an amount and frequency that fits your needs and start building your savings with ease. Learn how to setup an a recurring transfer in online banking and put your savings on autopilot today. 

Rainy Day Savings

One of the best ways to build financial security is to have enough in savings to handle emergencies that may come your way. GreenState's Rainy Day Savings Account helps make building an emergency savings fund so easy you don’t even need to think about it!

Learn More About Rainy Day Savings


GreenState guarantees you'll get the Best Rate on your Certificate or IRA! If you find a better advertised rate at a local financial institution, we'll not only match it... we'll beat it.

Time to Grow Check Out our Certificate Specials


Certificates allow you to lock your money away for a term and earn higher yields than typical savings accounts. Our Certificates have been recognized nationally for their aggressive yields. They can be opened with as little as a $500 initial investment. Terms range from 3 to 60 months. Often times, GreenState offers jumbo rates available for amounts over $100,000. 

Young Investor Certificate

For the financial genius-in-training under 18, we have a Young Investor Certificate option, with lower initial investment requirements.

To open a certificate stop by any branch location, call us at (844) 300-5810, or chat with us online.

Certificate Ladders

Investing in a series of Certificates with different maturities can help you reach higher interest rates while maintaining better liquidity than investing in a single long-term Certificate.  

Certificate Ladder Calculator

Money Market Accounts

Grow Your Money

Earn up to 8X the national average on your deposits! 3

What is a Money Market Account?

GreenState Money Market Accounts are interest-bearing accounts that pay a higher interest rate than regular savings while still being protected and insured by the NCUA up to $250,000.  Our Money Market Accounts use tiered rates to maximize your earnings and are a great place to store your funds that you want to keep liquid.  

Open an Account Online in Minutes

Green Account 2

Introducing the Green Account! If you’re looking for a safe place to grow your money, our Green Money Market Account offers high yields with tiered rates to maximize your earnings.  

Impact Money Market

Members of our GreenState Foundation can earn even more with our Impact Money Market. Not a foundation member yet? It’s easy and free to sign up. Visit to learn more, or just open an Impact Account and we will sign you up automatically. There is no donation requirement to join our Foundation. Note: Impact account not required for Foundation membership.

Commercial Money Markets

Business deposit accounts can also benefit from the higher returns and flexibility of a money market account. We offer a business Green Account as well as a specially priced Partner Money Market Account for organizations that partner with the credit union.

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Minimum deposit of $500 required. Penalty for early withdrawal. Rates, terms and accounts are for members only.

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Green Accounts can be opened with New Money or with funds from maturing GreenState Credit Union Certificates. Variable rate subject to change at any time after account opening. Fees may reduce earnings on the account. 

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Compared to the national average on money market accounts of 0.25%.  Source: weekly survey of institutions as of 12/14/2022

† If you find a better advertised yield on a Certificate or IRA at a financial institution based in the counties we serve, GreenState will beat it. Guarantee available for a limited time only. Applies only to Certificates or IRAs with comparable terms and conditions. Does not apply in those cases where the credit union does not offer a comparable product. Not available to public organizations or other financial institutions. Maximums apply.