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Vote now for your Board of Directors
Voting is open for our 2021 Board of Directors election! Voting opens on March 19th and closes on April 15th. Final voting and results will be announced at the 82nd Annual Meeting on Tuesday, April 20th at 7:00 pm. The meeting will be held virtually, register to attend GreenState's Annual Meeting.  

Home Equity

Spring Equity Loan Special

Equity Loan Special  No Closing Costs

Equity Loan Special 1.49% APR 5 6 Month Welcome Rate

Rates as low as 3.49% APR thereafter

5 Spring Equity Loan Special - APR is Annual Percentage Rate. Introductory rate is fixed for 6 months from the loan origination date. At that time, all balances will convert to the fixed rate of the loan program that you have chosen. Options include a fixed rate loan or fixed rate line of credit. All loans are subject to approval. Rates as of March 1 are as follows: Fixed Rate Home Equity Line of Credit as low as 4.00% APR for a 5-year credit line. An example of monthly payment for $25,000 loan is $250. The payment example does not include taxes or insurance and the actual payment obligation may be greater. If paying the minimum monthly payment only, a balloon payment may result at the end of the term. Rate is based on credit history and loan-to-value (LTV). Rate assumes an LTV of 80% or less and a FICO score of 700 or above. Proof of homeowner insurance required. Closing costs are $350 in Iowa / $450 in Illinois unless full appraisal needed (appraisal estimate $480). No internal refinances. Consult tax advisor on tax deductibility. Rate and loan approval are subject to credit qualification and Loan-to-Value (LTV) ratio. Home Equity Loan rates are as low as 3.49% APR for a 5-year term, 4.24% APR for a 10-year term, 4.74% APR for a 15-year term. For example, 60 monthly payments of $18.19 per $1,000 borrowed at 3.49% APR. The payment example does not include taxes or insurance and the actual payment obligation may be greater. Rate is based on credit history and loan-to-value (LTV). Rate assumes an LTV of 80% or less and a FICO score of 700 or above. Proof of homeowner insurance required. Closing costs are $350 in Iowa / $450 in Illinois unless full appraisal needed (appraisal estimate $480). No internal refinances. Consult tax advisor on tax deductibility. Rate and loan approval are subject to credit qualification and Loan-to-Value (LTV) ratio.