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Vote now for your Board of Directors
Voting is now open for our 2023 Board of Directors election! Voting is open and closes on April 13. Final voting and results will be announced at the 84th Annual Meeting on April 18. The meeting will be held virtually, and you may register to attend at any time.

Skip A Payment

This application is for members that wish to defer up to two of their current auto or personal loan payments. Payment deferrals are not available on:

  • Home Equity Loans
  • Credit Lines
  • Home Loans
  • 0% Pandemic or Natural Disaster relief loans
  • Personal loans managed by lending partners (Payoff Inc, Upgrade)

If you wish to defer payments on more than one loan, please submit this application for each loan individually.

To be eligible for a deferment, loans must be at least 6 months old. Please be sure that your most recent payment (prior to the deferred months that you are requesting) has been made before applying. Payments cannot be skipped if the loan is already 30 days past due. If your loan is set up for automatic payments, please allow a minimum of 3 business days before your loan payment date so we can stop the transfer. GreenState Credit Union will approve no more than three deferments on each loan in a rolling twelve month period and no more than 6 deferments total during the life of a loan. Accounts that have a delinquent credit card, or forced-place insurance will not be eligible for deferment. Applications for deferments may be subject to additional underwriting guidelines depending on loan type. All deferments are subject to approval. A processing fee of $30 will be added to the loan for each month deferred. If you have not heard from an Account Executive within 2 business days, please contact us at (319) 339-1000 or (800) 397-3790 to check on the status of your application.


How many months would you like to skip?

1 Month
2 Months
Would you like to defer a payment on another auto or personal loan that you have elsewhere? We may be able to help you with that too, and even offer a cash bonus for refinancing your other loans(s) to GreenState. Certain restrictions apply.

Yes, I have a loan elsewhere and want to skip up to 90 days of payments by refinancing to GreenState.
No, I do not have any loans elsewhere to bring to GreenState.

We will respond to your request by email within 2 business days. If your loan qualifies, we will adjust the due date in our system and include the next payment due date for the records.

By clicking the submit button below, you authorize GreenState Credit Union to extend your final loan payment by the number of months you have selected. The processing fee amount stated above (per monthly payment deferred) will be automatically added to your loan balance. Interest will continue to accrue on your loan during the month(s) your payment is deferred. Payments made via payroll deduction will be deposited into your GreenState Credit Union savings account. Payments made via ACH will be suspended throughout the deferral period. If you have your payments scheduled through GreenState Credit Union's online banking it is your responsibility to cancel those payments during the deferral period. GreenState Credit Union is not responsible for updating automatic payments made via third party, i.e. Pegasus Pay, Online Bill Payer, etc. All loan payments must be current to qualify.

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