Platinum Mastercard

Platinum Mastercard strips away the rewards found on our Platinum Rewards Mastercard in exchange for an even lower non-variable rate.

It’s perfect for members who carry a balance from month to month.

Platinum Mastercard Highlights

GreenState Platinum Mastercard Example

  • Non-variable rate among the lowest you'll find
  • Introductory rate as low as 0% APR 1 for six months then rates at 13.99% - 20.99% APR 1 thereafter
  • Transfer a balance to take advantage of the low introductory rate period
  • Mobile Pay compatible with Apple Pay, Samsung Pay, and Google Pay
  • Accepted by millions of merchants worldwide
  • Credit lines begin at just $1,000
  • Carries a 25-day grace period

contactless card symbol

Contactless-enabled Mastercard Credit & Debit Cards

New and reissued GreenState credit or debit cards now come with contactless payment technology built in.

What are Contactless Cards? These cards use radio-frequency identification (RFID) technology to allow the user to simply hold the card near the card reader to process the transaction. There is no need to insert or swipe. Just look for the four curved lines on the card reader to see if it accepts the contactless method. When you hold your card to the reader, it securely authenticates your card information. Then the merchant’s point of sale system sends the transaction to the card issuer. The issuer then analyzes the transaction before approving it. The process only takes about 2 seconds.

Use your contactless-enabled card wherever you see the universal contactless payments symbol for a fast, safe & secure checkout. If the store does not have a contactless reader, you can simply use the conventional methods to process the transaction.

Did you know? GreenState debit and credit cards are compatible with popular mobile wallets including Apple Pay, Google Pay & Samsung Pay. Load your GreenState card to a contactless payments enabled smartphone or watch and use your device at checkout anywhere contactless payments are accepted.

 Locate businesses ready to accept Mastercard contactless payments near you.

Enjoy the GreenState Credit Card Difference

Platinum MasterCard from GreenState

GreenState owns its credit card portfolio. It's not masking a big bank card company behind the scenes. So expect the best that a card has to offer, including no annual fee, a 25 day grace period on purchases, introductory rates as low as 0% APR 1 for the first six months with a low non-variable rate at 13.99% - 20.99% APR 1 thereafter, and local service.

Intro as low as

0.00%APR 1
6 Month Introductory Rate


13.99% - 20.99%APR 1
non-variable rate thereafter based on creditworthiness

Manage Your Card

Enroll in Apple Pay, Samsung Pay, or Google Pay! Simply load your card into the virtual wallet for your mobile device.

Update the 4-digit PIN on your credit card. Call (888) 891-2435 and follow the prompts to select your new PIN.

Request a credit line increase for your GreenState credit card by submitting the Credit Line Increase form.

Apply for Platinum MasterCard

Apply Online, By Phone, or In Person

To get your card, apply online, call us at (800) 475-6728, or stop by any branch to pick up an application.

Apply For a Business Mastercard

Put Business Mastercard to work for your organization. Contact a GreenState lender for more details and to apply.


All credit cards are subject to approval.

1 -

APR is Annual Percentage Rate.

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GreenState Credit Union does not charge for the mobile app or text alerts, however your cell phone carrier may charge for text and data usage.