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Rates
Featured Rates
Checking Accounts Certificates and IRA Money Market Accounts Auto Loans Personal Loans Home Equity Credit Cards
Rates are accurate as of 09-17-2025
Checking Accounts
GreenState offers checking accounts with no minimum balance requirements and no monthly maintenance fees. Backed up with great service, modern features and outstanding rewards.
GrowGreen Checking8
qualified with Debit Card
3.00%APY
On balances up to $19,999.99
Monthly activity requirements to earn yield:
- Maintain a minimum $1,000 average daily balance.
- An ACH deposit / (Direct Deposit) or an ACH withdrawal of at least $500 must post and clear the account.
- Make fifteen or more purchases with a GreenState debit card with a minimum of $15 per transaction.
Certificates
Certificates allow you to lock your money away for a term and earn higher yields than typical savings accounts. Our Certificates have been recognized nationally for their aggressive yields.
Money Market Accounts
GreenState Money Market Accounts are interest-bearing accounts that pay a higher interest rate than regular savings while still being protected and insured by the NCUA.
Impact Money Market14
Tiered rates, earn between:
1.45%APY - 2.45%APY
- $2,500 minimum deposit is required.
- GreenState Foundation enrollment required.
- Insured by NCUA.
Credit Cards
With great introductory rates and no balance transfer fees, getting a new GreenState credit card feels like a breath of fresh air.
Vehicle Loans
We'll work with you to meet your needs and your budget. Getting on the road is a breeze with flexible terms like no payments for up to 60 days and no down payment required. 1
Personal Loans
GreenState personal loans are a great way to consolidate debt or finance large purchases with a fixed rate and fixed terms. No origination fees. No early payoff fees.
Home Equity Loans
A home equity loan allows you to use the equity you have tied up in your home for other purposes, such as paying for home improvements, buying a car, or financing an education.
