Virtual Annual Meeting

GreenState's Annual Meeting will be held virtually on Tuesday, October 27th at 7:00 pm. Members may vote online until Thursday, October 22nd. Please visit this link to register for the meeting.

Debt Consolidation

Is high interest debt stressing you out? Let GreenState Credit Union help you consolidate those balances with a low interest debt consolidation loan. Our staff will review your finances and find the right fit for you.  We have three options to help pay down those balances and get out of debt quicker.

Option #1:
Personal Loan

Applying for a personal loan at GreenState Credit Union is fast and easy. We'll work with you to find a term that fits your budget. As always, with GreenState, the rates are some of the best you'll find.

  • Great rates 
  • Experienced local lenders 
  • No early payoff fees
  • Flexible terms 
  • PayBreak Debt Protection Available

Option #2:
Platinum Mastercard

Our no annual fee Platinum Mastercard offers an introductory rate as low as 0% APR1 for 6 months and no balance transfer fees. Non-variable rate are 11.9% - 18.9% APR1 after introductory period based on creditworthiness. 

  • Non-variable rates among the lowest you'll find
  • Mobile Pay compatible with Apple Pay, Samsung Pay, and Google Pay
  • Accepted by millions of merchants worldwide
  • Credit lines begin at just $1,000
  • Carries a 25-day grace period

Option #3:
Home Equity Loan

Use the equity in your home (up to 100%) to consolidate high interest debt. With a fixed term and no prepayment penalties, this is another great option for homeowners.

  • Fixed terms of 5, 10 or 15 years 2
  • Low rates and a low fixed payment
  • Borrow up to 100% the available equity in your home
  • No prepayment penalties

Give us a call or stop by a branch to learn more about a debt consolidation loan from GreenState.


All loans subject to approval.

1 -

APR is Annual Percentage Rate. See Rate & Fee Information for GreenState Credit Cards 

2 -

Fixed Rate Home Equity Loans - Home Equity Loans are fixed rate loans for fixed terms (5, 10, or 15 years). For example, 60 monthly payments of $18.19 per $1,000 borrowed at 3.49% APR. The payment example does not include taxes or insurance and the actual payment obligation may be greater. Use up to 100% of your equity. Rate is based on credit history and loan-to-value (LTV). Rate above assumes a LTV of 80% or less. $350 closing costs for Iowa applications, unless full appraisal needed. $450 closing costs for Illinois applications, unless full appraisal needed. Homeowners insurance required. No prepayment penalties. All loans are subject to approval.