Bring Your Loans to GreenState

Bring your Loan(s) to GreenState

Incredible offers to refinance your bank loan.

Auto Loans

Cash Paid to Date Odometer 1185398

Is your auto loan someplace other than GreenState? We may be able to lower your rate, lower your payment and offer you no payments for up to 90 days 1. Vehicles newer than 2011 may also be eligible for a $100 cash bonus with GreenState’s Cash4Refi program 2.

Did you know? GreenState has paid members over $1.1 Million dollars in Cash4Refi bonuses?

Cash4Refi Program

Auto Loan Rates

Credit Cards

GreenState Platinum Card image

Our Platinum Mastercard offers an introductory rate as low as 0% non-variable APR 3 for 6 months with no balance transfer fees. There’s no annual fee, and non-variable rates are as low as 11.9% APR 3 thereafter.

For great rates, no annual fees and the opportunity to earn up to 5x bonus points 4 on purchases see Platinum Rewards and World Mastercard.

GreenState Credit Cards

Credit Card Rates

Personal Loans

Personal Loans 999 apr

GreenState is running a special on Personal Loans with rates as low as 9.99% APR 7.

GreenState personal loans have no origination fee, no early payoff fees, and are eligible for our Skip a Payment loan deferment program that can let you skip up to two loan payments per year if you need extra room in your budget.

Personal Loans

Personal Loan Rates


All loans are subject to approval.


All credit cards are subject to approval.

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Subject to creditworthiness. Interest will continue to accrue through the deferred payment period.

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Receive a $100 cash bonus when you refinance a loan from another financial institution to GreenState Credit Union. Offer does not apply to refinancing of existing GreenState Credit Union loans or to new GreenState loans. $100 cash bonus will be deposited directly to the member’s account after vehicle insurance is verified, title is secured, and first payment is made. 2011 or newer model vehicles only. Loan amount must be greater than $10,000. Cash back offer may end at any time, and will not be paid out if vehicle loan is paid off within 2 months. Cannot be combined with other GreenState promotional offers. Boat, RV, and motorcycle loans also qualify. Subject to credit qualifications and year of vehicle. Call for details.

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APR is Annual Percentage Rate. Introductory APR between 0% - 9.9%, for qualifying members, for the first six billing cycles based on your credit worthiness. After the introductory period, the rate will adjust based on credit score at the time of application. There are no annual fees on GreenState Credit Union cards.

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Merchants who accept Mastercard credit cards have an assigned merchant code that is determined by the merchant or its processor based on the kinds of products and services they primarily sell. GreenState makes every effort to identify relevant merchant codes that fit into one of the bonus points categories of purchases. A purchase will not earn extra bonus points if the merchant’s code is not eligible. In some cases, even though a merchant may sell items that fit within a bonus category, if the merchant does not have a merchant code in that bonus category the purchase will not earn extra points. Purchases made through third-party payment accounts, mobile card readers, mobile wallets or other similar technologies may not qualify for bonus points if the technology is not set up to process the purchase with a merchant code that has been identified as falling within a bonus points category.

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APR is Annual Percentage Rate. Personal loan example: 48 monthly payments of $25.36 per $1,000 borrowed at 9.99% APR. All loans are subject to approval.