Mobile Remote Deposit Capture allows members to take a photo of a check and deposit it in their GreenState account remotely, thus saving a trip to the branch or the postage to mail it. Make deposits to your account from anywhere just by using a scanning device, tablet, iPhone®, or Android®. Mobile Remote Deposit Capture is a free service and uses the highest level of security available so you can utilize it worry-free!
Note: You can only do this with one check at a time. If you have more than one check, repeat the steps above.
If you'd like to request an increase please give us a call at 319-339-1000 or 800-397-3790
Generally, any deposit under $400.00 will be available immediately. If the check deposit exceeds $400.00 the amount of the check over $400.00 will be held for 2 business day.
Q: Why was my check declined?
A: There could be a few reasons your check was declined. The check is missing information such as the Routing Number, Account number or the endorsement FOR MOBILE DEPOSIT AT GREENSTATE CU. The check is damaged or is illegible. The amount exceeds $10,000.00 or more than 5 checks per day. The amount exceeds $20,000 or more than 20 checks per month.
Q: What do I do with my check after I make the deposit?
A: After you see the deposit has been accepted in the mobile app, write "void" on the check. Keep the deposited check for at least two business days or until you have confirmed the funds have been posted to your account, then you may shred the check.
Q: Do I need to apply for this service?
A: Members that are signed up for online banking need only to download the GreenState online banking app to receive the service.
Q: How secure is Mobile Remote Deposit Capture?
A: MRDC features multiple layers of security including password protection, Internet firewalls, and 128-bit encryption (256-bit encryption for mobile), the highest level of security available.
Q: What are the benefits of using MRDC?
A: You don’t need to visit one of our branch offices or go to an ATM to make check deposits. You can deposit from anywhere, 24/7.
Q: What are the fees for the service?
A: Members will not be charged a monthly fee to use MRDC. If you discontinue Remote Deposit services and decide to reinstate then you will be charged a one-time service fee.
Q: What types of accounts can I scan deposits into?
A: Any of our personal checking or savings accounts.
Q: Can I view a statement or history of deposits?
Q: Can I print out a copy of a Remote Deposit check?
A. Yes, you can print them from your History screen in MRDC up to 60 days from the date of the transaction. Thereafter, you will need to request a copy just like any other deposited item.
Q: Can I still bring check deposits into a branch office?
A. Yes. After you are registered for MRDC, you can still make deposits in whatever method is most convenient for you.