Tips to Avoid Fees and Save Money

Here are some easy ways to keep more money in your pocket

Reduce Non-Sufficient Funds and Overdraft Fees

Download our Mobile App

Our free app keeps your account close at hand so you always know your balance. You can pay bills, deposit checks, and transfer money easily - all within the app.

Connect to Online Banking

Monitor your account balance, track your transaction history, and review eStatements anytime. Plus, you can transfer money and pay bills quickly and securely.

Set up free text and email alerts

Be notified about various types of situations so you always know what's happening with your account. Set up alerts that tell you when your balance drops below a defined amount or when transactions occur above a defined amount. You're in control of the alerts you receive.

Set balance alerts via online banking or our mobile app by clicking "Alerts" in the main menu.

Use your savings to cover overdrafts

When you overdraft your GreenState checking account, your savings account can fill in the gap. Keep building up your savings so you can avoid costly overdraft fees. A $5 transfer fee applies instead of an overdraft fee, and money automatically transfers in $100 increments from your linked savings account. We can explain more details and help you link your accounts.

Reduce Non-GreenState ATM Fees

Find the free ATMs near you

Look for ATMs we own or that are part of the nationwide network of 30,000+ surcharge-free Co-op ATMs.

Try to limit out-of-network ATM usage

If you're not near a free ATM, try to reduce the number of small cash withdrawals you make because the fees add up quickly. If you only need a small amount of cash, many grocery stores and gas stations offer cash back on debit purchases with no extra fee.

Reduce Postage and Paper Statement Expenses

Use Bill Payer

Pay your bills electronically through Online Banking. It's a secure, easy way to manage and organize all your payments. It's available with any of our checking accounts.

Enroll in eStatements

Enroll in eStatements to receive a digital copy of your monthly statement sooner and more securely than by mail. This free service saves time, money, and paper. Online Banking automatically organizes and stores the previous 15 months of statements, too.