It all starts with a
No minimum balance required.
GrowGreen Checking is a flexible, all-in-one checking account with excellent rewards available. Most importantly, GrowGreen is a free checking account. There are no hoops to jump through: It's just free. No monthly service charges to waive or minimum balance requirements to avoid fees. It also comes with free tools and services to help you manage your finances.
Yes, we also offer Free Checking for members who cannot earn dividends and Access Checking for members who need help rebuilding their credit.
All GrowGreen Checking accounts come with a standard debit card that can be used for purchases or at ATMs.
To earn the highest dividend reward available, you'll need to open and use a GreenState credit card (subject to credit approval).
While many GrowGreen Checking account holders will have both a GreenState debit card and credit card, please note that debit and credit purchases are not combined when determining activity requirements.
That's ok! There's no monthly service fee even if you don't qualify for the dividend reward. You can still earn 1% - 5% cashback on purchases made with a Platinum Rewards or World Mastercard, and your GrowGreen Checking dividend rate for the month will be 0.01% APY1. Plus, you'll still have access to the free tools and services that come with every GreenState checking account.
Every purchase you make earns bonus points that can be redeemed for cash, plane tickets, merchandise, and much more. Rates are low and non-variable.7
New Platinum Rewards Mastercard Special: 15,000 bonus points! 5
When you get your new Platinum Rewards Mastercard, you’ll have a special incentive to start using it. Make $500 in purchases within 2 months with the card and you’ll receive 5,000 bonus points. Cash that in for $150 or bank it for something bigger down the road!
3x points on gas | |
2x points on groceries | |
1x point on all other purchases |
On purchases made with your GreenState Platinum Rewards Mastercard
Our elite offering, the World Card empowers you with the flexibility to explore the places and pursuits that mean the most to you. It comes with reward points for purchases, and travel benefits that give you exceptional service.
New World Mastercard Special: 25,000 bonus points! 6
When you get your new World Mastercard, you’ll have a special incentive to start using it. Make $1000 in purchases within 2 months with the card and you’ll receive 10,000 bonus points. Cash that in for $250 or bank it for something bigger down the road!
5x points on hotels & airlines | |
2x points on gas | |
1x point on all other purchases |
On purchases made with your GreenState World Mastercard.
Every GreenState Checking Account comes loaded with free tools and features to help you manage your finances with ease.
Check balances, transfer funds, customize fraud alerts and more! Online Banking puts all your GreenState accounts and loans at your fingertips.
Online banking in your pocket! You can choose to sign in with your fingerprint (when available), deposit checks with your phone's camera, and stay on top of your finances on-the-go.
GreenState credit and debit cards can be used with your mobile wallet. Login to Online Banking to add your card(s) onto your phone and make purchases at participating merchants wherever you see the contactless payment icon.”
GreenState Mastercard Debit Card benefits include Extended Warranty, Mastercard ID Theft Protection™, Satisfaction Guarantee, Mastercard Global Service and Mastercard Airport Concierge™.
Schedule instant transfers to pay bills. You can even have a check put in the mail when direct payment options aren't available.
Need to know when you're running low on funds? We can alert you. Want to know when there's any transaction over $100? We can alert you. Want to know when your card is used in a "card not present" transaction? We can alert you then too.
Mistakes happen. We'll let you choose how we should handle them.
This is where I’m at home. GreenState Credit Union has been a part of our family for over 40 years. My husband was fresh home from Vietnam, we moved up here for him to go to school. The credit union was always in the background helping us achieve our goals. From buying that first car to that first mortgage. I don’t know where we would have been had they not been willing to help us, all along the way.
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My husband and I are owner operators, meaning we own a semi and we haul products from point A to point B. If my husband does not run, we don’t get paid. When he was in an accident, the credit union had our back and we went to them and they did not hesitate to get us back on the road. They saw the situation and made us feel important, that we mattered. GreenState is family, I would never go anywhere else.
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I’m a neuroscientist studying to get my PhD at the University of Iowa. I discovered GreenState Credit Union when I was looking for a house. The experience at first was scary because I had no clue what I was doing but GreenState really walked me through the process. I feel like I was cinderella and GreenState was my fairy godmother who led me to my prince charming, which happens to be my house. Without GreenState Credit Union, I would be giving up my money and now I get to save my money and put it into my dreams.
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GreenState really means family, so they know you personally and they utilized that information to help you make good decision financially. I started a business that allows me to do what I’m passionate about everyday: work with kids and work with basketball. With the career change the first step we did is went to go to meet with the credit union. They’ve helped us through every change that our life has brought us. I feel like we’re ‘Darryl and Shawna’ and not a number, I feel like I’m a person at the credit union.
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A combination of qualifying debit and credit card purchases may be used to earn the debit card yield. |
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GreenState Credit Union does not charge for the mobile app or text alerts, however your cell phone carrier may charge for text and data usage. |
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