We've received reports of fraudsters spoofing GreenState's phone numbers in an effort to collect personal information. Please remember that GreenState will never call you to ask for your information. If you receive a suspicious call from the "GreenState Fraud Department" or have doubts about who you are speaking to, please hang up and call us back at 800-397-3790. Thank you for helping us protect your information!
As you know, Martin Luther King Jr. day, is a federal holiday recognizing the life and efforts of Dr. King. Dr. King was an American Baptist minister and activist who became the most visible spokesperson and leader in the civil rights movement from 1955 until his assassination in 1968. King is best known for advancing civil rights through nonviolence and civil disobedience, inspired by his Christian beliefs and the nonviolent activism of Mahatma Gandhi.
After months of negotiations, the Senate has passed a new coronavirus stimulus plan. The $900 billion economic relief package will deliver emergency aid to a trampled economy and provide struggling Americans with desperately needed funds. However, the primary concern of many Americans is the second round of stimulus checks, or Economic Impact Payments (EIP). Here’s all you need to know.
‘Tis the season to be jolly, but many of us may be feeling grinchy this year. With the pandemic still a looming threat to our health and happiness, the economy still a hot mess and so many of our favorite seasonal activities canceled, getting into the holiday spirit can be challenging.
Lucky for you, we’re feeling nice, even during these naughty times. We’ve compiled a list of tips and strategies to help you keep the cheer in the holidays this year, even during COVID-19.
Why fumble for your wallet at checkout when you can just pay by using your phone?
With more than 81% of Americans owning smartphones, contactless payments by digital wallet and mobile payment apps are now more popular than ever. Contactless payment is also becoming increasingly available at checkout counters across the country, with six in every 10 retailers accepting digital payments.
Switching over to paying for your daily purchases with a digital wallet is simple. You’ll need to choose between popular mobile payment apps, like Google Pay, Apple Pay and Samsung Pay. Once you’ve downloaded the app, you’ll need to load your GreenState credit and debit card information and then finish setting up the app with your personal authentication process. When this step is complete, your app is ready for use.
Check out these benefits of using mobile payments.
No matter what’s going in with the economy, debt-collection scams are always with us. Many involve threats of jail time, harassment and intimidation, and demand payment by unconventional means. Some use actual debts, while others invent debts out of thin air and try to bully victims into paying. You can’t be imprisoned for not paying a debt, and there are strict rules covering how and when debt collectors can contact you.
It’s back! The “Secret Sister” holiday gift scam is back, just in time for the holidays. While the festive season brings lots of joy and cheer, it also brings out the scam artists who are looking to steal not only your holiday bliss, but also your identity and peace of mind.
You might be living in your best source of funding for anything from home improvement to debt consolidation or anything else! A home equity line of credit, or #HELOC, lets you borrow against the equity you have in your home. The rates are much lower than credit cards or other forms of loans; you can control how much you borrow; the fees are small; you don’t need a perfect credit rating and the payment terms are usually negotiable. Depending on how you spend the money, the interest might even be tax deductible!
Uh oh — you’ve been hacked! Luckily, there are ways to mitigate the damage and jumpstart your recovery process. It seems like being hacked is happening to us all. First off, check the damage and figure out if you used the hacked password on multiple accounts. Every one of those will need to be watched closely. Change all your passwords to something more secure and varied (a password service is great for this). Protect your credit by disputing fraudulent claims and using a fraud alert or credit freeze. Let the authorities know, and be very careful going forward, as the effects of identity theft can take a while to surface.
Mega e-tailers, like Amazon and Walmart, may monopolize online commerce, but it’s the small businesses across the country that keep the economy going. In fact, according to the Small Business Administration (SBA), the 28 million small businesses in America account for 54 percent of all sales in the country. Small businesses create jobs, build a demand for locally made products and keep communities thriving.
Your local small businesses are part of your community’s landscape. That’s where you catch the latest town news and where you’re always greeted with a warm smile. At a local small business, you’ll be guaranteed superior service and the gratification that comes from knowing you’re supporting the economy in your own community.
Check out our top 8 reasons to shop local.
Rosemarie Groner and her husband found themselves $30K in debt with their finances in disarray, and managed to turn it all around thanks to her self-developed #90DayBudgetBootcamp. For those struggling with how to make a budget and stick to it, her Busy Budgeter blog is a wealth of information on everything from easy meals to pickleball (a budget-friendly game). It’s all there! The budget bootcamp is free, and there are paid courses for more in-depth help and study.